* {
      margin: 0;
      padding: 0;
      box-sizing: border-box;
      font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
    }

    body {
      background: linear-gradient(135deg, #f4f8fb 0%, #e8f4fb 100%);
      color: #233;
      line-height: 1.6;
      scroll-behavior: smooth;
    }

    .brand {
            display: flex;
            align-items: center;
            gap: 10px;
            text-decoration: none;
        }

        .brand img {
            height: 45px;
            width: auto;
        }

        .brand span {
            font-weight: 700;
            font-size: 20px;
        }
    /* ============ HERO ============ */
    .hero {
      height: 380px;
      background: linear-gradient(rgba(0, 35, 60, 0.85), rgba(0, 35, 60, 0.85)),
                  url("https://images.unsplash.com/photo-1569263979104-865ab7cd8d13");
      background-size: cover;
      background-position: center;
      display: flex;
      align-items: center;
      justify-content: center;
      text-align: center;
      color: white;
      margin-bottom: 0;
    }

    .hero h1 {
      font-size: 55px;
      font-weight: 900;
      letter-spacing: -1px;
      margin-bottom: 10px;
    }

    .hero p {
      font-size: 20px;
      margin-top: 15px;
      opacity: 0.95;
      font-weight: 500;
    }

    /* ============ POLICY MENU ============ */
    .policy-menu {
      width: 90%;
      max-width: 1200px;
      margin: -70px auto 50px;
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
      gap: 20px;
      position: relative;
      z-index: 10;
    }

    .menu-card {
      background: white;
      padding: 30px;
      border-radius: 20px;
      box-shadow: 0 15px 35px rgba(0, 0, 0, 0.1);
      text-align: center;
      transition: all 0.3s ease;
      cursor: pointer;
      border: 2px solid transparent;
      position: relative;
      overflow: hidden;
    }

    .menu-card::before {
      content: '';
      position: absolute;
      top: 0;
      left: 0;
      width: 100%;
      height: 4px;
      background: linear-gradient(90deg, #0077a8, #00a6d6);
      transform: scaleX(0);
      transform-origin: left;
      transition: transform 0.3s ease;
    }

    .menu-card:hover::before {
      transform: scaleX(1);
    }

    .menu-card:hover {
      transform: translateY(-10px);
      box-shadow: 0 25px 50px rgba(0, 119, 168, 0.15);
      border-color: #00a6d6;
    }

    .menu-card i {
      font-size: 40px;
      color: #0077a8;
      margin-bottom: 15px;
      transition: all 0.3s ease;
    }

    .menu-card:hover i {
      color: #00a6d6;
      transform: scale(1.1);
    }

    .menu-card h3 {
      font-size: 18px;
      color: #002b45;
      font-weight: 700;
      transition: color 0.3s ease;
    }

    .menu-card:hover h3 {
      color: #0077a8;
    }

    /* ============ CONTENT ============ */
    .container {
      width: 90%;
      max-width: 1200px;
      margin: 0 auto;
      padding-bottom: 50px;
    }

    /* ============ MODERN POLICY BOX DESIGN ============ */
    .policy-box {
      margin-bottom: 60px;
      animation: slideInUp 0.6s ease;
      scroll-margin-top: 100px;
      position: relative;
    }

    @keyframes slideInUp {
      from {
        opacity: 0;
        transform: translateY(30px);
      }
      to {
        opacity: 1;
        transform: translateY(0);
      }
    }

    /* Card with left accent bar */
    .policy-box {
      background: white;
      border-radius: 25px;
      overflow: hidden;
      box-shadow: 0 10px 40px rgba(0, 0, 0, 0.08);
      transition: all 0.3s ease;
      position: relative;
      border-left: 8px solid #0077a8;
    }

    .policy-box::before {
      content: '';
      position: absolute;
      top: 0;
      left: 0;
      right: 0;
      height: 6px;
      background: linear-gradient(90deg, #0077a8, #00a6d6, #00d4ff);
      opacity: 0;
      transition: opacity 0.3s ease;
    }

    .policy-box:hover {
      box-shadow: 0 25px 60px rgba(0, 119, 168, 0.2);
      transform: translateY(-5px);
    }

    .policy-box:hover::before {
      opacity: 1;
    }

    /* Policy Header with Icon */
    .policy-header {
      background: linear-gradient(135deg, rgba(0, 119, 168, 0.08), rgba(0, 166, 214, 0.08));
      padding: 40px;
      position: relative;
      overflow: hidden;
      border-bottom: 2px solid #e8f4fb;
    }

    .policy-header::before {
      content: '';
      position: absolute;
      top: -50%;
      right: -50%;
      width: 300px;
      height: 300px;
      background: radial-gradient(circle, rgba(0, 212, 255, 0.15), transparent);
      border-radius: 50%;
    }

    .policy-header::after {
      content: '';
      position: absolute;
      bottom: -50%;
      left: -50%;
      width: 250px;
      height: 250px;
      background: radial-gradient(circle, rgba(0, 166, 214, 0.1), transparent);
      border-radius: 50%;
    }

    .policy-header-content {
      position: relative;
      z-index: 2;
      display: flex;
      align-items: center;
      gap: 20px;
    }

    .policy-icon-box {
      width: 80px;
      height: 80px;
      background: linear-gradient(135deg, #0077a8, #00a6d6);
      border-radius: 20px;
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: 40px;
      box-shadow: 0 10px 30px rgba(0, 119, 168, 0.3);
    }

    .policy-title-group h1 {
      font-size: 34px;
      color: #002b45;
      font-weight: 800;
      margin-bottom: 8px;
    }

    .policy-subtitle {
      color: #0077a8;
      font-size: 14px;
      font-weight: 600;
      text-transform: uppercase;
      letter-spacing: 1px;
    }

    /* Policy Content */
    .policy-content {
      padding: 40px;
    }

    .section-title {
      color: #0077a8;
      font-size: 24px;
      margin: 30px 0 15px;
      font-weight: 700;
      position: relative;
      padding-left: 15px;
    }

    .section-title::before {
      content: '';
      position: absolute;
      left: 0;
      top: 0;
      bottom: 0;
      width: 4px;
      background: linear-gradient(180deg, #0077a8, #00a6d6);
      border-radius: 2px;
    }

    .policy-box p,
    .policy-box li {
      line-height: 1.8;
      color: #555;
      font-size: 16px;
      margin-bottom: 12px;
    }

    .policy-box p {
      margin-bottom: 20px;
    }

    ul {
      padding-left: 25px;
    }

    ul li {
      margin-bottom: 12px;
      list-style-position: outside;
    }

    ul li::marker {
      color: #00a6d6;
      font-weight: bold;
    }

    /* Modern Highlight Box */
    .highlight {
      background: linear-gradient(135deg, #002b45 0%, #0077a8 100%);
      color: white;
      padding: 30px;
      border-radius: 20px;
      margin-top: 30px;
      border-left: 5px solid #00d4ff;
      position: relative;
      overflow: hidden;
      font-weight: 500;
      line-height: 1.8;
    }

    .highlight::before {
      content: '';
      position: absolute;
      top: -50%;
      right: -50%;
      width: 200px;
      height: 200px;
      background: radial-gradient(circle, rgba(0, 212, 255, 0.2), transparent);
      border-radius: 50%;
    }

    .highlight::after {
      content: '💡';
      position: absolute;
      top: 20px;
      left: 20px;
      font-size: 24px;
      opacity: 0.5;
    }

    .highlight-text {
      position: relative;
      z-index: 2;
      padding-left: 40px;
    }

    /* Divider Line */
    .policy-divider {
      height: 2px;
      background: linear-gradient(90deg, transparent, #00a6d6, transparent);
      margin: 30px 0;
    }

    /* ============ SCROLL TO TOP BUTTON ============ */
    .scroll-to-top {
      position: fixed;
      bottom: 30px;
      right: 30px;
      background: linear-gradient(135deg, #0077a8, #00a6d6);
      color: white;
      width: 50px;
      height: 50px;
      border-radius: 50%;
      display: flex;
      align-items: center;
      justify-content: center;
      cursor: pointer;
      opacity: 0;
      visibility: hidden;
      transition: all 0.3s ease;
      box-shadow: 0 10px 25px rgba(0, 119, 168, 0.3);
      z-index: 100;
    }

    .scroll-to-top.show {
      opacity: 1;
      visibility: visible;
    }

    .scroll-to-top:hover {
      transform: translateY(-5px);
      box-shadow: 0 15px 35px rgba(0, 119, 168, 0.4);
    }

    /* ============ RESPONSIVE ============ */
    @media (max-width: 768px) {
      .hero {
        height: 280px;
      }

      .hero h1 {
        font-size: 36px;
      }

      .hero p {
        font-size: 16px;
      }

      .policy-menu {
        margin: -50px auto 40px;
        gap: 15px;
        width: 95%;
      }

      .menu-card {
        padding: 20px;
        border-radius: 15px;
      }

      .menu-card i {
        font-size: 32px;
      }

      .menu-card h3 {
        font-size: 14px;
      }

      .policy-header {
        padding: 30px;
      }

      .policy-header-content {
        flex-direction: column;
        text-align: center;
      }

      .policy-icon-box {
        width: 70px;
        height: 70px;
        font-size: 32px;
      }

      .policy-title-group h1 {
        font-size: 26px;
      }

      .policy-content {
        padding: 30px;
      }

      .policy-title {
        font-size: 26px;
        margin-bottom: 20px;
      }

      .section-title {
        font-size: 18px;
        margin: 20px 0 12px;
      }

      .policy-box p,
      .policy-box li {
        font-size: 15px;
        line-height: 1.7;
      }

      .highlight {
        padding: 20px;
        font-size: 15px;
      }

      .scroll-to-top {
        bottom: 20px;
        right: 20px;
        width: 45px;
        height: 45px;
      }
    }

    @media (max-width: 480px) {
      .hero {
        height: 220px;
      }

      .hero h1 {
        font-size: 28px;
      }

      .hero p {
        font-size: 14px;
      }

      .policy-menu {
        margin: -40px auto 30px;
        grid-template-columns: repeat(auto-fit, minmax(150px, 1fr));
        gap: 12px;
        width: 98%;
      }

      .menu-card {
        padding: 15px;
      }

      .menu-card i {
        font-size: 28px;
        margin-bottom: 10px;
      }

      .menu-card h3 {
        font-size: 12px;
      }

      .container {
        width: 95%;
      }

      .policy-header {
        padding: 20px;
      }

      .policy-icon-box {
        width: 60px;
        height: 60px;
        font-size: 28px;
      }

      .policy-title-group h1 {
        font-size: 20px;
        margin-bottom: 5px;
      }

      .policy-content {
        padding: 20px;
      }

      .section-title {
        font-size: 16px;
        margin: 15px 0 10px;
        padding-left: 12px;
      }

      .policy-box p,
      .policy-box li {
        font-size: 14px;
        line-height: 1.6;
      }

      ul {
        padding-left: 20px;
      }

      .highlight {
        padding: 15px;
        font-size: 13px;
        margin-top: 15px;
      }

      .scroll-to-top {
        bottom: 15px;
        right: 15px;
        width: 40px;
        height: 40px;
        font-size: 18px;
      }
    }

    /* ============ SCROLLBAR STYLING ============ */
    ::-webkit-scrollbar {
      width: 10px;
    }

    ::-webkit-scrollbar-track {
      background: #f1f1f1;
    }

    ::-webkit-scrollbar-thumb {
      background: #0077a8;
      border-radius: 5px;
    }

    ::-webkit-scrollbar-thumb:hover {
      background: #00a6d6;
    }

    /* ============ VIDEO HERO (merged in from the newer design) ============ */
    .hero {
      position: relative;
      min-height: 100vh;
      min-height: 100svh;
      display: flex;
      align-items: center;
      justify-content: center;
      text-align: center;
      color: white;
      overflow: hidden;
      background: #001f3f;
      margin-bottom: 0;
    }

    .hero-video-bg {
      position: absolute;
      top: 0;
      left: 0;
      width: 100%;
      height: 100%;
      object-fit: cover;
      filter: brightness(0.5) saturate(1.3);
      transform: scale(1.02);
    }

    .hero-overlay {
      position: absolute;
      inset: 0;
      background: radial-gradient(circle at 30% 40%, rgba(0, 180, 230, 0.2) 0%, rgba(0, 25, 50, 0.75) 80%);
      z-index: 2;
    }

    .wave-divider {
      position: absolute;
      bottom: -2px;
      left: 0;
      width: 100%;
      z-index: 5;
      line-height: 0;
      filter: drop-shadow(0 -8px 15px rgba(0, 160, 220, 0.25));
    }

    .wave-divider svg {
      display: block;
      width: 100%;
      height: auto;
    }

    .hero .hero-content {
      position: relative;
      z-index: 10;
      max-width: 950px;
      padding: 0 30px;
      animation: fadeUpHero 1.2s cubic-bezier(0.23, 1, 0.32, 1);
    }

    .hero-badge {
      display: inline-block;
      background: rgba(0, 200, 255, 0.15);
      backdrop-filter: blur(12px);
      border: 1px solid rgba(255, 255, 255, 0.3);
      padding: 10px 30px;
      border-radius: 50px;
      font-size: 0.9rem;
      font-weight: 600;
      letter-spacing: 1.5px;
      margin-bottom: 25px;
      color: #d4f0ff;
    }

    .hero .hero-content h1 {
      font-family: 'Outfit', 'Inter', sans-serif;
      font-size: clamp(2.6rem, 8vw, 5.4rem);
      font-weight: 800;
      letter-spacing: -1.5px;
      margin-bottom: 20px;
      text-shadow: 0 15px 35px rgba(0, 0, 0, 0.5);
      line-height: 1.1;
    }

    .hero .hero-content h1 .highlight-text {
      background: linear-gradient(135deg, #00dcff, #6ec3ff);
      -webkit-background-clip: text;
      -webkit-text-fill-color: transparent;
      background-clip: text;
      filter: drop-shadow(0 0 25px #0088cc);
    }

    .hero .hero-content p {
      font-size: 1.2rem;
      opacity: 0.92;
      max-width: 700px;
      margin: 0 auto;
      color: #eef7ff;
    }

    .hero-scroll-indicator {
      position: absolute;
      bottom: 40px;
      left: 50%;
      transform: translateX(-50%);
      z-index: 10;
      display: flex;
      flex-direction: column;
      align-items: center;
      gap: 8px;
      color: white;
      opacity: 0.7;
      animation: bounce 2s infinite;
    }

    .hero-scroll-indicator span {
      font-size: 0.8rem;
      letter-spacing: 1px;
    }

    @keyframes fadeUpHero {
      from { opacity: 0; transform: translateY(50px); }
      to { opacity: 1; transform: translateY(0); }
    }

    @keyframes bounce {
      0%, 100% { transform: translateX(-50%) translateY(0); }
      50% { transform: translateX(-50%) translateY(12px); }
    }

    /* ============ POLICY CAROUSEL (replaces the old static menu grid) ============ */
    .carousel-section {
      position: relative;
      margin: -90px auto 80px;
      max-width: 1450px;
      width: 92%;
      z-index: 15;
    }

    .carousel-container {
      position: relative;
      overflow: hidden;
      background: rgba(255, 255, 255, 0.8);
      backdrop-filter: blur(25px);
      border-radius: 40px;
      padding: 45px 25px;
      box-shadow: 0 35px 70px rgba(0, 80, 120, 0.2), 0 0 0 1px rgba(255, 255, 255, 0.6);
      border: 1px solid rgba(255, 255, 255, 0.8);
      display: flex;
      align-items: center;
      justify-content: center;
    }

    .carousel-nav {
      position: absolute;
      top: 50%;
      transform: translateY(-50%);
      color: #005a8c;
      border: none;
      width: 55px;
      height: 55px;
      border-radius: 50%;
      cursor: pointer;
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: 1.3rem;
      transition: all 0.35s cubic-bezier(0.34, 1.56, 0.64, 1);
      z-index: 25;
      box-shadow: 0 15px 35px rgba(0, 100, 150, 0.25);
      background: rgba(255, 255, 255, 0.92);
      backdrop-filter: blur(15px);
    }

    .carousel-nav:hover {
      transform: translateY(-50%) scale(1.12);
      box-shadow: 0 25px 50px rgba(0, 120, 180, 0.4);
      color: #0088cc;
    }

    .carousel-nav.prev { left: 6px; }
    .carousel-nav.next { right: 6px; }

    .carousel-track {
      overflow: hidden;
      width: 100%;
    }

    .carousel-inner {
      display: flex;
      gap: 30px;
      transition: transform 0.5s cubic-bezier(0.25, 0.46, 0.45, 0.94);
      will-change: transform;
    }

    .policy-card {
      background: white;
      border-radius: 28px;
      padding: 35px 25px;
      min-width: 270px;
      width: 270px;
      height: 300px;
      display: flex;
      flex-direction: column;
      align-items: center;
      justify-content: center;
      text-align: center;
      cursor: pointer;
      border: 1px solid rgba(0, 160, 210, 0.2);
      transition: all 0.4s cubic-bezier(0.34, 1.56, 0.64, 1);
      box-shadow: 0 15px 35px rgba(0, 80, 120, 0.1);
      position: relative;
      overflow: hidden;
      font: inherit;
      color: inherit;
    }

    .policy-card::after {
      content: '';
      position: absolute;
      top: 0;
      left: 0;
      right: 0;
      height: 6px;
      background: linear-gradient(90deg, #006994, #00b4e6, #00dcff);
      transform: scaleX(0);
      transform-origin: left;
      transition: transform 0.45s ease;
    }

    .policy-card:hover::after { transform: scaleX(1); }

    .policy-card:hover {
      transform: translateY(-20px) scale(1.04);
      box-shadow: 0 35px 65px rgba(0, 110, 160, 0.3);
      border-color: #00b4e6;
    }

    .policy-card-icon {
      width: 85px;
      height: 85px;
      background: linear-gradient(145deg, #e6f4ff, #ccebff);
      border-radius: 22px;
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: 2.5rem;
      margin-bottom: 22px;
      transition: 0.3s;
      box-shadow: 0 10px 25px rgba(0, 100, 150, 0.15);
    }

    .policy-card:hover .policy-card-icon {
      transform: scale(1.12) rotate(8deg);
      background: linear-gradient(145deg, #00a6d6, #0077a8);
      box-shadow: 0 20px 40px rgba(0, 130, 200, 0.5);
    }

    .policy-card h3 {
      font-size: 1.25rem;
      font-weight: 700;
      color: #003459;
      margin-bottom: 10px;
    }

    .policy-card p {
      font-size: 0.78rem;
      color: #0077a8;
      font-weight: 700;
      letter-spacing: 1.2px;
      opacity: 0;
      transition: opacity 0.3s;
    }

    .policy-card:hover p { opacity: 1; }

    .carousel-indicators {
      display: flex;
      justify-content: center;
      gap: 14px;
      margin-top: 30px;
    }

    .indicator {
      width: 12px;
      height: 12px;
      background: #c0d8e8;
      border: none;
      border-radius: 50%;
      cursor: pointer;
      transition: all 0.35s ease;
      padding: 0;
    }

    .indicator.active {
      background: #0077b6;
      width: 32px;
      border-radius: 20px;
      box-shadow: 0 0 15px #0077b6;
    }

    @media (max-width: 768px) {
      .hero { height: 78vh; min-height: 480px; }
      .carousel-section { margin-top: -60px; }
      .carousel-container { padding: 32px 14px; border-radius: 28px; }
      .carousel-nav.prev { left: 0; }
      .carousel-nav.next { right: 0; }
    }